/*
Theme Name: EquityFinch Landing Page
Theme URI: https://equityfinch.com/
Author: EquityFinch / Cornerstone First Mortgage
Description: Conversion-focused home-equity landing page for EquityFinch.
Version: 1.0.0
Text Domain: equityfinch
*/
:root{--ef-navy:#082f55;--ef-navy2:#0e4774;--ef-green:#3e9667;--ef-green2:#74ad63;--ef-mint:#edf7f0;--ef-cream:#fbfaf6;--ef-ink:#15283a;--ef-muted:#607080;--ef-white:#fff;--ef-line:#dfe8e3;--ef-shadow:0 18px 50px rgba(8,47,85,.12)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ef-ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:#fff;line-height:1.55}a{color:inherit}.ef-wrap{width:min(1180px,calc(100% - 40px));margin:0 auto}.ef-powered-top{background:#052744;color:#dce8f1;text-align:center;font-size:12px;letter-spacing:.04em;padding:7px 16px}.ef-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid rgba(8,47,85,.08)}.ef-header-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:168px}.ef-brand img{display:block;width:240px;height:auto;object-fit:contain;object-position:center}.ef-nav{display:flex;gap:23px;align-items:center;font-size:14px;font-weight:750;color:#31495e}.ef-nav a{text-decoration:none}.ef-nav a:hover{color:var(--ef-green)}.ef-header-cta,.ef-btn{display:inline-flex;align-items:center;justify-content:center;text-decoration:none;border-radius:999px;font-weight:800;transition:.2s ease;cursor:pointer}.ef-header-cta{padding:12px 19px;color:#fff;background:var(--ef-navy);font-size:14px}.ef-header-cta:hover,.ef-btn-navy:hover{background:#0d4d80;transform:translateY(-1px)}
.ef-hero{position:relative;overflow:hidden;background:linear-gradient(118deg,#f4faf6 0%,#fff 46%,#eef5f8 100%);padding:72px 0 78px}.ef-hero:before{content:"";position:absolute;width:620px;height:620px;border-radius:50%;background:radial-gradient(circle at 40% 40%,rgba(116,173,99,.20),rgba(62,150,103,.04) 58%,transparent 70%);left:-280px;top:-260px}.ef-hero:after{content:"";position:absolute;width:520px;height:520px;border-radius:50%;background:radial-gradient(circle,rgba(8,47,85,.12),transparent 68%);right:-180px;bottom:-280px}.ef-hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:minmax(0,1.02fr) minmax(430px,.98fr);gap:52px;align-items:center}.ef-eyebrow{font-size:12px;letter-spacing:.18em;font-weight:900;color:var(--ef-green);margin:0 0 13px;text-transform:uppercase}.ef-hero h1{font-size:clamp(44px,5.1vw,72px);line-height:.99;letter-spacing:-.045em;margin:0 0 22px;color:var(--ef-navy);max-width:760px}.ef-hero h1 span{color:var(--ef-green)}.ef-hero-lead{font-size:19px;line-height:1.58;color:#40566a;max-width:670px;margin:0 0 27px}.ef-hero-points{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:11px 18px;margin:0 0 29px;padding:0;list-style:none}.ef-hero-points li{display:flex;gap:9px;align-items:center;font-size:14px;font-weight:750;color:#2f4a5d}.ef-check-dot{width:22px;height:22px;display:inline-grid;place-items:center;border-radius:50%;background:#e0f0e5;color:var(--ef-green);font-weight:900;flex:0 0 auto}.ef-hero-actions{display:flex;gap:12px;flex-wrap:wrap}.ef-btn{padding:14px 22px;border:1px solid transparent}.ef-btn-green{background:linear-gradient(135deg,var(--ef-green),#5aaa72);color:#fff;box-shadow:0 10px 24px rgba(62,150,103,.24)}.ef-btn-green:hover{transform:translateY(-1px);box-shadow:0 14px 30px rgba(62,150,103,.3)}.ef-btn-navy{background:var(--ef-navy);color:#fff}.ef-btn-outline{border-color:#c7d8d1;color:var(--ef-navy);background:#fff}.ef-btn-outline:hover{border-color:var(--ef-green);color:var(--ef-green)}.ef-hero-note{font-size:12px;color:#708091;margin:12px 0 0}.ef-hero-form{background:rgba(255,255,255,.96);padding:22px;border:1px solid rgba(8,47,85,.09);border-radius:24px;box-shadow:var(--ef-shadow)}.ef-hero-form-label{display:flex;justify-content:space-between;align-items:end;gap:12px;margin:0 2px 14px}.ef-hero-form-label span{font-size:11px;font-weight:900;color:var(--ef-green);letter-spacing:.15em}.ef-hero-form-label strong{color:var(--ef-navy);font-size:18px}.ef-hero-form-foot{text-align:center;font-size:11px;color:#788897;margin:9px 0 0}
.ef-section{padding:86px 0}.ef-warm{background:var(--ef-cream)}.ef-cool{background:#f2f7f9}.ef-mint{background:var(--ef-mint)}.ef-section-head{max-width:760px;margin:0 auto 42px}.ef-center{text-align:center}.ef-section-head h2,.ef-split-copy h2{color:var(--ef-navy);font-size:clamp(34px,4vw,52px);line-height:1.04;letter-spacing:-.035em;margin:0 0 15px}.ef-section-head p:last-child,.ef-split-copy>p{color:#607080;font-size:17px;margin-bottom:0}.ef-use-grid,.ef-product-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.ef-card{background:#fff;border:1px solid rgba(8,47,85,.08);border-radius:20px;padding:27px;box-shadow:0 8px 28px rgba(8,47,85,.055)}.ef-card-icon{width:48px;height:48px;border-radius:14px;display:grid;place-items:center;background:#eaf5ed;color:var(--ef-green);font-size:24px;margin-bottom:17px}.ef-card h3{color:var(--ef-navy);font-size:20px;margin:0 0 8px}.ef-card p{color:#627384;margin:0;font-size:14px}.ef-product-card{position:relative;overflow:hidden}.ef-product-card:before{content:"";position:absolute;left:0;top:0;bottom:0;width:5px;background:linear-gradient(var(--ef-green),var(--ef-navy2))}.ef-product-label{font-size:11px;letter-spacing:.12em;font-weight:900;color:var(--ef-green);text-transform:uppercase}.ef-product-card h3{font-size:25px;margin-top:6px}.ef-product-card ul{padding-left:18px;margin:14px 0 0;color:#52697b;font-size:14px}.ef-product-card li{margin:8px 0}
.ef-comparison{overflow-x:auto;background:#fff;border-radius:20px;box-shadow:0 8px 32px rgba(8,47,85,.07);border:1px solid rgba(8,47,85,.08)}.ef-comparison table{width:100%;border-collapse:collapse;min-width:760px}.ef-comparison th,.ef-comparison td{padding:18px 20px;border-bottom:1px solid #e6ece9;text-align:left;vertical-align:top}.ef-comparison th{background:#f6faf7;color:var(--ef-navy);font-size:14px}.ef-comparison td{font-size:14px;color:#536878}.ef-comparison tr:last-child td{border-bottom:0}.ef-comparison td:first-child{font-weight:800;color:#263f53;width:24%}
.ef-split{display:grid;grid-template-columns:1fr 1fr;gap:52px;align-items:center}.ef-equity-visual{min-height:430px;border-radius:28px;background:linear-gradient(150deg,#082f55 0%,#0f517c 52%,#4d9f6d 100%);position:relative;overflow:hidden;box-shadow:var(--ef-shadow);padding:42px;color:#fff;display:flex;align-items:end;justify-content:flex-start}.ef-equity-visual:before,.ef-equity-visual:after{content:"";position:absolute;border-radius:50%;border:1px solid rgba(255,255,255,.22)}.ef-equity-visual:before{width:360px;height:360px;right:-70px;top:-80px}.ef-equity-visual:after{width:210px;height:210px;right:72px;top:36px}.ef-house-outline{position:absolute;left:26px;top:34px;width:300px;height:250px;fill:none;stroke:rgba(255,255,255,.42);stroke-width:12;stroke-linecap:round;stroke-linejoin:round;z-index:1}.ef-visual-copy{position:relative;z-index:2;max-width:364px;margin-top:auto;padding:20px 22px;border-radius:18px;background:linear-gradient(180deg,rgba(7,34,58,.12),rgba(7,34,58,.28));backdrop-filter:blur(2px)}.ef-visual-copy strong{display:block;font-size:27px;line-height:1.1}.ef-visual-copy span{opacity:.9;font-size:14px}.ef-bullets{display:grid;gap:15px;margin:25px 0 28px}.ef-bullet{display:flex;gap:13px;align-items:flex-start}.ef-bullet i{font-style:normal;width:28px;height:28px;display:grid;place-items:center;border-radius:50%;background:#e2f1e7;color:var(--ef-green);font-weight:900;flex:0 0 auto}.ef-bullet strong{display:block;color:var(--ef-navy);margin-bottom:2px}.ef-bullet p{font-size:14px!important;margin:0!important;color:#617283!important}
.ef-review-section{background:#082f55;color:#fff;padding-top:86px;padding-bottom:92px}.ef-review-section .ef-eyebrow{color:#86c28f}.ef-review-section h2{color:#fff}.ef-review-head{max-width:820px;margin:0 auto 38px}.ef-review-head p:last-child{color:#d5e4ec;max-width:760px;margin-left:auto;margin-right:auto}.ef-review-shell{display:grid;grid-template-columns:330px 1fr;gap:36px;align-items:stretch}.ef-profile-card{background:#fff;color:var(--ef-ink);border-radius:26px;padding:30px 26px;text-align:center;box-shadow:0 18px 50px rgba(0,0,0,.18);display:flex;flex-direction:column;align-items:center;justify-content:center}.ef-headshot{width:176px;height:176px;border-radius:50%;object-fit:cover;background:#e8eef2;margin:0 auto 16px;display:block;border:6px solid #eef5f1}.ef-headshot-placeholder{width:176px;height:176px;border-radius:50%;background:#e7eef2;margin:0 auto 16px;display:grid;place-items:center;color:var(--ef-navy);font-size:52px;font-weight:900;border:6px solid #eef5f1}.ef-profile-card h3{margin:0 0 5px;color:var(--ef-navy);font-size:27px}.ef-profile-card p{margin:2px 0;color:#607080;font-size:13px}.ef-stars{font-size:23px;letter-spacing:3px;color:#4f9b6e;margin:16px 0 4px}.ef-rating{margin:3px 0 18px;color:#388b5f;font-weight:900}.ef-review-content{display:grid;gap:18px}.ef-review-trust{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.ef-review-trust>div{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.12);border-radius:16px;padding:18px}.ef-review-trust strong{display:block;color:#fff;font-size:15px;margin-bottom:5px}.ef-review-trust span{display:block;color:#cfe0e9;font-size:12px;line-height:1.5}.ef-review-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.ef-review{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.14);border-radius:20px;padding:24px;min-height:190px;display:flex;flex-direction:column}.ef-review-stars{color:#8bc696;letter-spacing:2px;margin-bottom:12px}.ef-review p{font-size:14px;color:#edf5f8;margin:0 0 16px;line-height:1.65}.ef-review strong{font-size:13px;margin-top:auto}.ef-review-placeholder{border-style:dashed}.ef-review-cta{display:flex;justify-content:space-between;align-items:center;gap:20px;background:#fff;color:var(--ef-navy);border-radius:20px;padding:20px 22px}.ef-review-cta strong{display:block;font-size:18px}.ef-review-cta span{display:block;color:#647482;font-size:13px;margin-top:3px}.ef-btn-light{background:#e8f4eb;color:#155b3f}.ef-btn-light:hover{background:#d8ebdd}.ef-review-empty{grid-column:1/-1;color:#d9e5eb;font-size:14px}
.ef-faq{max-width:900px;margin:0 auto}.ef-faq details{background:#fff;border:1px solid #e0e9e5;border-radius:15px;padding:19px 21px;margin-bottom:12px}.ef-faq summary{cursor:pointer;font-weight:850;color:var(--ef-navy);list-style:none}.ef-faq summary::-webkit-details-marker{display:none}.ef-faq p{color:#5b6f7f;font-size:14px;margin:13px 0 2px}.ef-lead-section{background:linear-gradient(140deg,#062b4c,#0b3c67 55%,#326e62);padding:86px 0}.ef-lead-head{text-align:center;max-width:730px;margin:0 auto 30px;color:#fff}.ef-lead-head .ef-eyebrow{color:#8aca91}.ef-lead-head h2{font-size:clamp(34px,4vw,50px);line-height:1.06;margin:0 0 12px}.ef-lead-head p{margin:0;color:#dce9ee}.ef-bottom-form{max-width:930px;margin:0 auto;background:#fff;border-radius:24px;padding:26px;box-shadow:0 25px 60px rgba(0,0,0,.2)}
.ef-footer{background:#041e34;color:#c9d5de;padding:54px 0 26px}.ef-footer-top{display:grid;grid-template-columns:1.7fr .8fr .8fr;gap:40px}.ef-footer-brand img{width:220px;background:#fff;border-radius:12px;padding:5px}.ef-footer-about p{max-width:500px;font-size:13px;color:#9fb3c1}.ef-footer-links{display:flex;flex-direction:column;gap:9px;font-size:13px}.ef-footer-links strong{color:#fff;font-size:12px;letter-spacing:.12em}.ef-footer-links a{text-decoration:none;color:#c7d6df}.ef-footer-rule{height:1px;background:rgba(255,255,255,.12);margin:34px 0 24px}.ef-legal{font-size:11px;line-height:1.55;color:#93a7b5}.ef-legal a{color:#c7d6df}
@media(max-width:980px){.ef-nav{display:none}.ef-hero-grid{grid-template-columns:1fr;gap:35px}.ef-hero-form{max-width:720px}.ef-use-grid,.ef-product-grid{grid-template-columns:repeat(2,1fr)}.ef-split{grid-template-columns:1fr}.ef-review-shell{grid-template-columns:1fr}.ef-profile-card{max-width:520px;margin:0 auto;width:100%}.ef-review-trust{grid-template-columns:1fr 1fr 1fr}.ef-footer-top{grid-template-columns:1fr 1fr}.ef-footer-about{grid-column:1/-1}}
@media(max-width:680px){.ef-wrap{width:min(100% - 26px,1180px)}.ef-powered-top{font-size:10px}.ef-header-inner{min-height:122px}.ef-brand img{width:170px}.ef-header-cta{font-size:12px;padding:10px 13px}.ef-hero{padding:48px 0}.ef-hero h1{font-size:43px}.ef-hero-lead{font-size:16px}.ef-hero-points{grid-template-columns:1fr}.ef-hero-form{padding:14px;border-radius:18px}.ef-hero-form-label{display:block}.ef-hero-form-label strong{display:block;margin-top:2px}.ef-section{padding:62px 0}.ef-use-grid,.ef-product-grid,.ef-review-cards,.ef-review-trust{grid-template-columns:1fr}.ef-card{padding:22px}.ef-section-head h2,.ef-split-copy h2{font-size:35px}.ef-equity-visual{min-height:340px;padding:28px}.ef-house-outline{width:246px;height:206px;left:10px;top:36px;stroke-width:10}.ef-visual-copy{padding:16px 16px 18px}.ef-footer-top{grid-template-columns:1fr}.ef-footer-about{grid-column:auto}.ef-bottom-form{padding:15px;border-radius:18px}.ef-review-shell{gap:24px}.ef-review-head{margin-bottom:28px}.ef-review-cta{align-items:flex-start;flex-direction:column}.ef-review-section{padding-top:68px;padding-bottom:72px}}
